Edit Content
Contact us

Payment gateway

for internet acquiring

  • For acquiring banks
  • For PSPs
  • For payment aggregators
  • For e-commerce merchants

Merchantum offers ready-made technical solutions in the field of online acquiring. Our payment gateway tools are available as a white-label solution or by subscription, and have flexible options for settings and integrations.

Demo request
1200+

merchants use our payment gateway

Over 15 million

transactions processed monthly

7 acquirers

and PSPs migrated to our software in 2026

15+ years

of team experience in fintech and e-commerce

Possibilities

  • Dashboard for merchant management, monitoring, and transaction analytics
  • Payment gateway and payment page branding
  • Accounts and settlements management for merchants
  • Support for international payment systems (Visa, Mastercard, UnionPay) and payment methods (Apple Pay, Google Pay and others)
  • Recurring payments (auto-payments)
  • Payments with saved cards
  • B2C payouts to cards (credit operations)
  • Integration with popular CMS platforms for e-commerce (WordPress, Joomla, etc.)
  • Adding new payment methods, integrations with payment service providers upon request

Technology

  • Routing and cascading payments under flexible and complex conditions
  • Multiple transaction routing between different providers and their limits
  • Server-to-server integration (OpenAPI)
  • Setting up a payment page and return URL
  • Payment links generation (manually and via API)
  • Smooth scaling to handle increased operations
  • Webhooks

Payment cascading flow

Finance

  • Multi-currency acquiring and payouts to merchants, including cryptocurrencies
  • Setting individual rates, hold periods, and rolling reserve
  • Setting flexible contracts, according to the terms from different providers
  • Detailed statistics and analytics on financial flows
  • Calculation of agents’ fees
  • Pricing starts from EUR 0.02 per processed transaction, depending on the number of transactions per period
Request a quote

Security

  • PCI DSS and 3D Secure 2.0+ compliance
  • Tracking crossing of card PANs and other transaction parameters
  • Custom user access based on their needs
  • Integration with fraud prevention systems (Ethoca, Verifi)
  • Setting alerts based on unique rules
  • Managing white and black lists
  • ‘Card stickiness’ for specific terminals 
to prevent crossing

Merchantum Limited

Company reg number: 16264303

Registered office address: Studio 9, 50-54 St Paul’s Square, Birmingham, B3 1QS

Merchantum © 2026. All rights reserved.

Navigation

Policies

Options

Merchantum © 2026. All rights reserved.