What we offer – Merchantum

Card schemes

We support four widely recognized card schemes (Visa, MasterCard, UnionPay, and American Express) in partnership with a growing network of acquirers. Multi-currency support enables cross-border transactions (over 170 countries)

Payment options

Mobile payments

Accept Apple Pay and Google Pay to provide customers with convenient and secure mobile payment options.

MO/TO transactions

Enable secure remote payments via Mail Order/Telephone Order (MO/TO), ideal for businesses processing orders without physical card presence.

Recurring payments and rebills

Automate subscription billing for consistent and reliable revenue streams.
You can have solutions from different acquirers directly into your account with Merchantum, with no need to switch between multiple systems and support teams.

Payouts

Fast and efficient payouts to cards (business-to-person) using Moneysend (Mastercard) and OCT (Visa). Perfect for transferring funds to customers, contractors, or affiliates with minimal processing times and fees.

Routing

We optimize your transaction success rates by routing payments to the most suitable acquirer, considering factors such as geography, card type, or volume.
You can have solutions from different acquirers directly into your account with Merchantum, with no need to switch between multiple systems and support teams.

Security measures

Merchantum prioritizes security and compliance, offering advanced tools to safeguard your transactions.
Advanced encryption:

Advanced encryption: End-to-end encryption ensures the secure transmission of sensitive payment information.
PCI DSS compliance: Our platform meets the highest security standards in the payment industry.

3D Secure (3DS): Additional authentication layer reduces fraud and chargebacks.
Fraud prevention tools: AI-based algorithms detect and block fraudulent activity.

Checkout

Payment pages
Choose our ready-made payment pages that reflect your branding and provide the best customer experience. Also, you can integrate your own payment page using our seamless integration options.
Payment links
Generate payment links easily — manually via the Merchantum dashboard or through API. Specify payment details such as amount, description, and customer information, and share them through email, SMS, or social media platforms.

Dashboard

The Merchantum dashboard offers real-time visibility and control over your payment operations.

Real-time transaction monitoring
Transaction history with export and advanced filters
Analytics: Generate detailed reports of transaction performance, conversion rates, chargeback, and more.
Support of popular CMS platforms. We provide support for the most popular CMS platforms including WordPress, Joomla, Drupal, assisting with module installation, updates, customization, and troubleshooting. If your module is not on the list, a custom integration upon request is available.

Settlements

Fast settlement options to suit your needs:

Bank transfer (SWIFT, SEPA) or cryptocurrency
Multi-currency bank wires
Assistance with bank account opening for your business

Merchantum Limited

Company reg number: 16264303

Registered office address: Suit 2a, Blackthorn House, St Paul’s Square, Birmingham, United Kingdom, B3 1RL